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What Is Cancer Insurance?
Cancer insurance is very simple. Benefits are paid directly to you regardless of any other insurance you may have. You can then use the benefits to help pay for all of the extra costs associated with your cancer treatment.
Why Purchase Cancer Insurance?
Cancer treatment presents a significant financial burden for almost all patients. Even if the patient has health insurance, there will most likely be deductibles, co-pays, and annual or lifetime caps to pay. The National Institute of Health estimates the overall costs of cancer in 2007 in the United States was $219.2 billion. Of that, $89 billion was due to medical costs and $18.2 billion was due to lost productivity costs.
What Are The Risks Of Cancer?
According to the American Cancer Society, it is estimated that 1,437,180 new cancer cases will occur in the United States in 2008. Men have a 1 in 2 chance and women have a 1 in 3 chance of developing cancer. Cancer risk increases with age. 77% of all cancers occur in individuals age 55 and older.
Cancer is the second leading cause of death in children, after accidents.
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